November 26, 2021

Just when it looked like the current week would fizzle out on a negative note for rates, our least favorite market mover is back […]

November 19, 2021

Winter is coming, both literally and figuratively. While the fallout remains to be seen, financial markets are already reacting. In the literal sense, colder […]

November 12, 2021

Several sources for mortgage rate data are doing consumers a major disservice this week. At least two of them are claiming that the average top tier […]

November 5, 2021

This week, the Fed announced a reduction in its bond buying. In separate news, the big jobs report was much stronger than expected. Both […]

October 29, 2021

For anyone following interest rates very closely in 2013, the taper tantrum is not easily forgotten. It describes the bond market's knee-jerk response to […]

October 22, 2021

Over the past 30 days, interest rates have risen sharply. This is true for both mortgage rates and bond market benchmarks like 10yr Treasury […]

October 15, 2021

After a calm summer at historic lows, interest rate volatility has ramped up heading into the fall. What are rates worried about, and is […]

October 8, 2021

It goes by many names: The Employment Situation, Nonfarm Payrolls (NFP), or simply "the jobs report." No matter what you call it, the Labor Department's […]

October 1, 2021

The conforming loan limit is set by the Federal Housing Finance Agency (FHFA). Mortgages under that amount generally have the lowest effective rates, and […]

September 24, 2021

As recently as Thursday, news outlets were reporting mortgage rates had only risen modestly this week with 30yr fixed rates still well under 3.00%.  […]

September 17, 2021

Mortgage rates ended the week at the highest levels in roughly 2 months as investors moved to the sidelines ahead of next week's Fed announcement. […]

September 10, 2021

Rates are dictated by the bond market and bonds are flashing a warning sign about volatility on the horizon. In other words, rates look […]

September 3, 2021

It was a busy week for economic data with several reports that were pertinent to the housing market. In addition to being the perennial […]

August 20, 2021

Rates are on hold until the next chapter is written in the complex saga of covid versus the market. This isn't to say rates perfectly […]

August 19, 2021

Livingston, Montana is much more than a town 30 minutes away from Bozeman. It’s a rich community full of history and culture. Located at […]

August 13, 2021

Mortgage rates bounced at 6 month lows early last week and moved higher at a faster-than-normal pace through the middle of this week. They've […]

August 6, 2021

As recently as Thursday, August 6th, the average mortgage rate headline proclaimed the lowest rates in 6 months. That wasn't true on Thursday, and it's […]

July 30, 2021

The Federal Reserve (aka "the Fed") released its latest policy announcement this week without making any changes to existing policies or rates.  The Fed […]

July 23, 2021

This week's mortgage rates are hard to compare to last week's. There are two simple reasons for this.  The first is the recent removal of the […]

July 19, 2021

https://time.com/nextadvisor/mortgages/refinance/great-time-to-refinance/ https://www.rocketmortgage.com/learn/should-i-refinance 2020 was extremely volatile. With the Pandemic and ever-changing circumstances, there were a lot of things to consider for your finances and […]

July 16, 2021

It was big, bad news when it came out last summer.  Almost a year later, the 50 basis point "adverse market fee," which affected […]