July 13, 2022

It’s that time of the year again (personally, our favorite) – outdoor dining and drinks! There is just something about immersing yourself in nature […]

April 22, 2022

It’s hard to avoid bad news about rising mortgage rates in 2022, but you can’t believe everything you read.  It is true that mortgage […]

April 8, 2022

By the end of last week, there was a shred of hope that the worst might be over for 2022’s massive rate spike. By […]

April 1, 2022

Home prices have been on a tear since late 2020 despite generally higher rates in 2021. In the past few months, rates have upped […]

March 25, 2022

While weeks in 2022 have been terrible for mortgage rates, we’ve always been able to say “at least it wasn’t as bad as that […]

March 18, 2022

Mortgage rates are based on movement in the bond market, and as of the middle of this week, bonds had lost a good amount […]

March 11, 2022

The Fed will hike its key policy rate for the first time since 2018 next week, but mortgage rates aren’t waiting to move higher.  […]

March 4, 2022

Financial markets were already dealing with rapidly evolving Fed policy shifts, a big jump in rates, and a big drop in stocks. But after […]

February 25, 2022

Russia’s military operations in and around Ukraine over the past 3 weeks have created significant volatility for financial markets.  Interest rates were already in […]

February 18, 2022

With things still up in the air in terms of geopolitical risk, markets are seeking safer havens.  Most recently, this is affecting stocks a […]

February 11, 2022

Taking out a mortgage can feel like a big leap, especially if it is your first time buying property in Montana. Your hard-earned money […]

February 11, 2022

There were 3 distinct parts to this week. The first part consisted of the entirety of the first 3 days.  Rates didn’t move much as the market […]

February 4, 2022

Rates have been trending higher in fits and starts since August 2020, but the mortgage market was insulated from much of the pain due to […]

January 28, 2022

January has been a month marked by the market’s adjustment to a shift in the Fed policy outlook.  This began right at the outset […]

January 21, 2022

The bond market returned from a 3 day weekend to find yields surging higher on Tuesday.  That pushed mortgage rates to fresh 2 year […]

January 14, 2022

In the past 2 weeks, press coverage of the Federal Reserve’s policy outlook has ramped up significantly. The Fed is now expected to start […]

January 7, 2022

Seemingly overnight, the mortgage rate narrative has changed rather drastically, at least in relative terms. While rates had risen gradually from near-all-time lows in […]

December 17, 2021

Sure, we could write a headline that attempts to distill the concept of a big picture struggle between the forces exerting upward pressure on rates […]

December 10, 2021

Financial market volatility increased noticeably after the emergence of the omicron variant. Last week, that proved to be good for rates and bad for […]

December 10, 2021

When housing becomes difficult to find in Bozeman, many choose to settle in Bozeman’s next-door neighbor Belgrade, MT. While Bozeman’s population booms at 52,619, […]

December 3, 2021

Several developments are converging on the global economy and financial markets at the moment. Each brings its own causes for concern. Together, they bring […]