Jumbo Loans
From GoPrime Mortgage
Bozeman Home Loans:
Jumbo Loans
Jumbo loans are for any loan amount over the conventional loan limit of $806,500, current as of 2025. These loans are typically similar to conventional loans but with a few more stringent underwriting requirements. We offer fixed rate 30, 20 and 15 year programs as well as variable rate ARMs in the Jumbo Home Loan programs. With our great source of investors, we are able to offer rates comparable to conventional conforming programs but with the increased lending capacity of the Jumbo program. This is especially helpful in the Bozeman market where median prices are close to the conventional limit and where there are a larger amount of higher-priced, luxury homes.
Key Advantages of Jumbo Loans:
- Financing above the 2025 conventional loan limit of $806,500.
- Minimum down payment is only 15% of the purchase price
- Money for the down payment can be a gift to the home purchaser from outside sources such as family or grant funds
- Seller’s concession is up to 6% of home purchase price
- Bankruptcy or foreclosure does not necessarily disqualify a borrower
- Cash–out refinance available up to 85% of the value of the home
Contact our lenders today to apply for a jumbo home loan.
Want to learn more?
Mortgage Rates
When you are looking for current mortgage interest rates, you need to speak with a person you can trust with your finances and find a local Montana mortgage company you know will work with you and your finances to set up the best deal that is right for you.
Refinancing
Refinancing can be a great option if you're looking to lower your interest rate. You can also take advantage of equity in your home via a cash-out refinance to get cash on hand for remodeling projects or to consolidate high-interest debt. This is where the knowledge and expertise of your local loan officer will really shine!
What to Expect
Not sure what you'll need when applying for a mortgage? GoPrime Mortgage has a gathered all the information you need to feel confident moving forward. From required documentation to application steps and tips, we've got you covered.
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